Currently Not Collectible
Currently Not Collectible (CNC) Status – IRS Hardship Relief Services
If you’re struggling to pay back taxes because of financial hardship, you may qualify for Currently Not Collectible (CNC) status with the IRS. This status temporarily stops collections — no wage garnishments, no bank levies, and no threatening letters — giving you breathing room to get back on your feet.
Who Qualifies?
-
You may qualify if:
-
Your necessary living expenses equal or exceed your monthly income.
-
You’re living paycheck to paycheck.
-
Paying the IRS would leave you unable to cover basics like food, housing, and medical care.
-
-
Benefits of CNC Status
-
Immediate relief from IRS collection activity.
-
Protectionof wages, bank accounts, and assets.
-
Peace of mind while you focus on rebuilding financially.
What is CNC Status?
“Currently Not Collectible” means the IRS recognizes that forcing you to pay taxes right now would cause significant financial hardship. While in CNC:
-
The IRS pauses collection efforts.
-
Interest and penalties may still accrue, but you won’t have to make monthly payments.
-
You keep your income for living expenses instead of IRS payments.